Disclaimer

1. General Disclaimer

CalculatorSolution provides calculators and tools for informational, educational, and entertainment purposes only. While we strive to provide accurate and reliable calculators, we make no warranties regarding the accuracy, completeness, timeliness, or reliability of the results.

You use CalculatorSolution calculators at your own risk. We are not responsible for any errors, omissions, or inaccuracies in calculator results or any consequences arising from their use.

2. No Professional Advice

The calculators on CalculatorSolution are NOT and should NOT be considered:

• Financial or Investment Advice: Not a substitute for professional financial planning or investment advice from qualified financial advisors
• Tax Advice: Not professional tax advice; always consult with a CPA or tax professional
• Medical or Health Advice: Not medical advice; consult with healthcare professionals for medical decisions
• Legal Advice: Not legal advice; consult with attorneys for legal matters
• Business or Accounting Advice: Not professional business advice; consult with business advisors
• Academic Guidance: Not definitive academic advice; verify with educators

Always consult with appropriate professionals before making important decisions.

3. Accuracy and Limitations

While we use standard formulas and algorithms, calculator results may be inaccurate due to:

• User input errors or incorrect data entry
• Rounding differences in calculations
• Outdated or incorrect input values (interest rates, tax rates, etc.)
• Changes in laws, regulations, or policies
• Browser or JavaScript compatibility issues
• Variations in calculation methodologies
• Simplifications made for user-friendly interface
• Unforeseen circumstances or market changes

4. Financial Calculations Disclaimer

For financial calculators (EMI, Interest, Loans, Investments, etc.):

• No Guarantee: Results are estimates and not guaranteed
• Interest Rates: Actual rates may vary from those entered; verify current rates with lenders/banks
• Fees & Charges: Calculations may not include all fees, charges, or penalties
• Tax Impact: Results don't include tax implications; consult a tax professional
• Market Conditions: Investment results depend on market conditions and performance
• Early Repayment: Prepayment penalties or adjustments may apply
• Currency Rates: Exchange rates change constantly; rates shown may be outdated
• Regulatory Changes: Financial regulations and tax laws change frequently

Always verify calculations with your financial institution before making financial decisions.

5. Health and Fitness Calculations Disclaimer

For health calculators (BMI, BMR, Calorie, Weight, etc.):

• Not Medical Advice: Results do not constitute medical advice or diagnosis
• Individual Variation: Results are estimates; actual metabolism and health vary greatly
• Age & Fitness: Fitness level, metabolism, and health conditions significantly affect results
• Medications: Medications can affect metabolism and results
• Inaccurate Measurements: Small errors in height/weight measurements affect results
• Medical Conditions: Certain conditions may make results inaccurate
• Pregnancy & Nursing: Special considerations for pregnant or nursing mothers
• Professional Assessment: For health decisions, consult doctors or nutritionists

For health and fitness decisions, always consult qualified healthcare professionals.

6. Educational Calculators Disclaimer

For education calculators (GPA, Grade, CGPA, etc.):

• Grade Scales Vary: Different institutions use different grading scales
• Credit Weight Systems: Credit calculations vary by institution
• Rounding Differences: Your institution may use different rounding methods
• Special Cases: Some courses or circumstances require special calculation
• Official Records: Always verify with official academic records
• Transfer Requirements: Different schools have different GPA policies
• Professional Programs: Certain programs may have different requirements

Always verify results with your school's registrar office.

7. Liability Limitations

To the maximum extent permitted by law, CalculatorSolution and its owners, operators, and employees are NOT liable for:

• Any inaccuracies or errors in calculator results
• Financial losses resulting from calculator use
• Health issues resulting from calculator-based decisions
• Academic consequences from using our calculators
• Business losses or damages
• Indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Third-party claims or actions
• Unauthorized access or data breaches
• Website downtime or unavailability

Our total liability is limited to $100 or the amount you paid to use our service (if any), whichever is less.

8. Interest Rates & Tax Rates Disclaimer

Interest rates, tax rates, and other variable information used in calculators may be outdated or inaccurate:

• Government and central bank rates change frequently
• Tax laws are updated regularly
• Regional variations exist in tax and rates
• We update rates periodically but may not reflect current rates immediately
• Always verify current rates with relevant authorities before making decisions

9. Currency and Exchange Rates

For currency converters:

• Exchange rates change constantly throughout the day
• Rates shown are approximate and may not reflect real-time rates
• Actual conversion rates from banks may differ
• Transaction fees and margins may apply
• Always verify with your bank for actual exchange rates

10. Data Accuracy

We use our best efforts to ensure calculator accuracy, but:

• Formulas are based on industry standards but may differ from some institutions
• Rounding can cause slight differences
• Browser differences may affect calculations
• User input errors directly affect results
• Some calculators intentionally simplify complex calculations for usability

11. Third-Party Data

Some calculators rely on third-party data or rates:

• We are not responsible for accuracy of third-party data
• Third parties may update information without notifying us
• We update our data periodically but not in real-time
• Always verify important information from original sources

12. Website Availability

CalculatorSolution is provided "as is" without guarantees of:

• Continuous availability or uptime
• Freedom from errors or bugs
• Specific functionality or features
• Access at any particular time

We may perform maintenance, updates, or modifications that temporarily make the service unavailable.

13. Assumption of Risk

By using CalculatorSolution calculators, you assume all risks associated with:

• Accuracy or inaccuracy of results
• Decisions made based on calculator results
• Loss or damage from calculator use
• Potential security or privacy issues
• Changes to your device or data

14. Indemnification

You agree to indemnify and hold harmless CalculatorSolution and its owners, operators, and employees from any claims, damages, losses, or expenses arising from:

• Your use of our calculators
• Decisions made based on calculator results
• Your violation of this disclaimer
• Claims from third parties related to your calculator use

15. Professional Consultation Required

Before making important decisions, ALWAYS consult with appropriate professionals:

• Financial Decisions: Consult Certified Financial Advisors, CFP, or qualified financial professionals
• Tax Matters: Consult Certified Public Accountants (CPA) or tax professionals
• Health Decisions: Consult doctors, nurses, or qualified healthcare providers
• Legal Matters: Consult licensed attorneys
• Business Decisions: Consult business advisors or consultants
• Academic Matters: Consult educators or academic advisors

16. Age & Capacity

You represent and warrant that you:

• Are at least 18 years of age (or have parental consent)
• Have the legal capacity to accept these terms
• Are using calculators for lawful purposes
• Will not use calculators to harm others

17. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes become effective immediately upon posting. Your continued use of CalculatorSolution constitutes acceptance of the updated disclaimer.

18. Severability

If any part of this disclaimer is found unenforceable, that part shall be modified to the minimum extent necessary to make it enforceable, and the rest of the disclaimer remains in effect.

19. Contact for Questions

If you have questions about this disclaimer or our calculators:

• Email: calculatorsolution@gmail.com
• Website: https://calculatorsolution.com/contact.html

20. Entire Agreement

This disclaimer, together with our Terms of Service and Privacy Policy, constitutes the entire agreement regarding your use of CalculatorSolution calculators.

Last Updated: December 2, 2025

Effective Date: December 2, 2025